I’m Joseph V. Scorese
Your Nationwide Mortgage Lending Specialist
Nationwide Direct Private Lender
Mentor, Educator, Strategist, Podcaster, Connector
Let’s build a plan that works for YOU
I’m ready to help you build a real estate plan! To make sure it’s truly tailored to your needs, let’s gather some information first. Could you tell me a bit about yourself and what are your real estate goals?
I’m a Senior Loan Advisor with:
Lendmarq was founded to respond to the growing demand for flexible real estate capital. Their loan programs provide credit solutions that allow Borrowers to unlock property values by executing their investment plans.
Services
Full Service Financial Planning
- In-depth Market Analysis: Beyond just comparing properties, they’ll dive deep into market trends, economic forecasts, and investment potential in specific areas.
- Strategic Property Acquisition/Disposition: Helping you identify the right properties to buy or sell based on your investment goals, risk tolerance, and market timing.
- Portfolio Management: If you have multiple properties, they can help optimize your portfolio for maximum return and efficiency.
- Financial Modeling and Analysis: Creating detailed financial projections for potential investments, including cash flow analysis, return on investment (ROI) calculations, and risk assessments.
- Negotiation and Deal Structuring: Advising and representing you in complex negotiations, ensuring you get the best possible terms.
- Due Diligence and Risk Management: Thoroughly investigating properties and potential deals to uncover any hidden risks or liabilities.
- Capital Markets Expertise: Connecting you with funding sources and navigating the complexities of real estate financing.
- Development and Redevelopment Strategies: If you’re looking to build or renovate, they can provide guidance on feasibility, planning, and execution.
Expert Real Estate Advisory and Mortgage Help in Philadelphia
Some of My Funding Offerings
Rental Loans | DCSR 1 - 4 Units
Getting a loan for a real estate investment property through a traditional lender can sometimes be challenging because they are designed to finance primary residences, not investments.
Fix To Rent
My Fix-to-Rent loans are designed for real estate investors looking to rehab an investment property to make tenant-ready. you get the time-saving convenience of one application, one loan advisor and one lender for both deals.
New Construction
Perfect for real estate investors, builders and developers seeking competitive financing for new construction and build-to-rent projects.
Multifamily loans
For sponsors interested in a reliable source of financing for their apartment buildings, my loans provide the flexibility and certainty to execute on their value-add projects.
Fix and Flip
I offer a Fix-and-Flip loan designer for real estate investors looking to get a rehab ready for sale. My loan allows you to maximize your leverage and fund the repairs for your property.
Revolving Construction Lines of Credit
For contractors that need access to an open line of funds that can be used over and over again.
Check Out Our Podcast
Listen to Joseph V. Scorese on the Real Estate Investing Tips Podcast and more!
Frequently Asked Questions
It’s smart to ask questions before diving into real estate investing! Here are some frequently asked questions (FAQs) that can help you get started:
Getting Started
- What are the different ways to invest in real estate?
- e.g., direct ownership, REITs, crowdfunding, partnerships
- How much money do I need to start investing in real estate?
- This varies greatly depending on your strategy and financing options.
- What are the most important factors to consider when evaluating a property?
- e.g., location, condition, potential rental income, expenses.
- Is real estate investing risky?
- All investments carry some risk. Understanding the specific risks associated with real estate is crucial.
Financing
- What types of mortgages are available for investment properties? How to get approved for a home loan first-time buyer?
- Call for potential options
- How much can I borrow?
- This depends on your financial situation and the property.
- What are the tax implications of real estate investing?
- e.g., deductions for mortgage interest, property taxes, depreciation.
Property Management
- Should I manage my own property or hire a property manager?
- Consider your time, skills, and the location of the property.
- What are the typical responsibilities of a property manager?
- e.g., finding tenants, collecting rent, handling maintenance
Legal and Regulatory
- What are the landlord-tenant laws in my area?
- Call for details
- What kind of insurance do I need for an investment property?
- Call for details
- Are there any zoning restrictions or other regulations I need to be aware of?
- Call for details
Market Dynamics
- How do I analyze the real estate market?
- e.g., looking at trends in property values, rental rates, vacancy rates)
- What are the signs of a good or bad real estate market?
- Call for details
- What are the best mortgage rates for first-time buyers?
- Call for details
- How can I find good deals on investment properties?
- e.g., networking, working with a real estate agent, searching online listings)
Specific Strategies
- What are the pros and cons of flipping houses?
- Call for details
- What is a rental property analysis, and how do I perform one?
- Call for details
- What are the different types of REITs, and how do they work?
- Call for details
Beyond the Basics
- How can I protect my real estate investments?
- e.g., through diversification, proper insurance, legal advice
- What are some common mistakes to avoid in real estate investing?
- Call for details
- What resources are available to help me learn more about real estate investing?
- e.g., books, websites, seminars, mentors
I encourage you to ask me any specific questions you have! The more you know, the better equipped you’ll be to make informed decisions and succeed in real estate investing.
Get in touch
